The Prayog has to be conducted during the period of the Indian festival of Diwali, and is said to be even more auspicious, if commenced during the period of any Solar or Lunar Eclipse, falling during this period.
The practitioner has to start the Prayog in the morning after having a bath and wearing clean clothes.
The Vidhi has to be conducted outdoors, in an open place. The practitioner has to place a Red Colored piece of cloth on a Wooden Board, place the Parad Laxmi and Ganesha Murtis in a Puja Thali, and keep that Thali on the Wooden Board.
Then he has to sit in front of the Thali, facing eastwards and offer Flowers, Kumkum and Dhoop/Agarbatti to the idols.
After this, he has to chant the Laxmi Ganesha Mantra given here 11 times, using a Mala of Lotus Beads for counting the number of chants.
|Parad Laxmi Ganesha Debts Removal Mantra|
Finally, the practitioner should give the items used in the Vidhi, including the flowers and the Wooden Board, along with some food grains and money to a needy person.
This concludes the Parad Laxmi Ganesha Mantra Sadhana for removing debts.