Udhaar Vasool Karne Ka Totka

A most simple, Tantrik remedy to recover money from a debtor or to get back a loan given to any person, including a friend or family member with the blessings of Shiva is described in this post. This Udhar/Duba Dhan Vasool Karne Ka Totka-Upay is so simple that it can be performed by anyone, including a lay-person.

This Paranormal remedy should be performed on a Monday. On this day, the practitioner should take a square piece of white paper and keep 2 white colored flowers and some Kale Til[Black Sesame Seeds] on the paper.  The name of the person, who owes the practitioner money should,be written in the center of the paper with red colored ink.

Then, he should wrap the paper to make a Packet[Pudi] and hold the Packet in his right hand and chant the Shiva Mantra- Om Namah Shivaya - ॐ नमः शिवाय – for 1 Mala or 108 Mantra Chants. Any counting rosary, including a Rudraksha Japa Mala can be used to count the number of Mantra Chants.

After completing the Mantra Chanting, the practitioner should visit a Shivalaya and offer the Mantra Infused Packet to the Shivlinga in the Shivalaya.

The procedure described above should be repeated for 11 Monday continuously, the only exception is for women, who should discontinue during the Monthly Cycle and continue from where they discontinued after the completion of the Monthly Cycle.

It is probable that you might be successful in recovering the loan with the blessings of Shiva in the first week itself or it might take some time.

Note- Please note, that, most of the paranormal remedies published on this site are based upon the experiences of some persons or remedies, which are traditionally followed in some or the other part of India. The same is the case with this remedy to recover your money or Apna Paisa Wapis Pane Ka Upay as it is called in the Hindi language.

Many more such Money recovering remedies of all kinds can be seen in the Paranormal Remedies- Money and other Sections of this Site.


  1. Neel Sir,
    What if we only know the person's nickname and don't know his full name? Can this remedy still be effective? Please do reply Sir. Many thanks.

    1. Nick Name will do, there will be no problem.

  2. Neel Sir,
    What if i have 15 people name who refuse to give my money back as you told the name should be written in the center of the paper. pls do reply neel sir. thanks.


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