This Totka is to be practiced early in the morning on the day of Diwali, before having a bath or brushing the teeth.
A Coconut has to be taken and tied with a rope to a stone. Then the tied Coconut has to be taken to a river or a lake and immersed in the water.
Then a small prayer has to be said to the coconut. The prayer can be something like this - “I have immersed you here in the water, in the evening, I will come back to take you home, please bring Laxmi, along with you”
In the evening, after sunset, the Coconut has to be removed from the water and taken back to the home. The rope and stone have to be removed and the Coconut has to be worshiped with offerings of flowers, the lighting of a Diya of Pure Ghee, Dhoop/ Agarbatti and scented flowers. The Coconut can also be worshipped along with the prayers and rituals of Laxmi Pujan.
After this, the Coconut has to be kept in the place where money or food grains are stored. This remedy is said to be effective for one year and has to be repeated, if so desired every year.
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